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Best Option Mortgage

Home
Programs
Important Information
Mortgage Calculator
Today's Rates
Mortgage Blog
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Best Option Mortgage
April 24, 2026

Got a Tax Refund? Here's How to Use It to Buy a Home in 2026

Best Option Mortgage
April 24, 2026
Got a Tax Refund? Here's How to Use It to Buy a Home in 2026

Don't waste your tax refund — use it to move closer to homeownership. Best Option Mortgage breaks down smart ways to put your refund to work, plus how programs like Home 100 can stretch every dollar even further.

Best Option Mortgage
April 17, 2026

3 Things That Are NOT Going to Happen in Today's Housing Market (2026)

Best Option Mortgage
April 17, 2026
3 Things That Are NOT Going to Happen in Today's Housing Market (2026)

Worried about a housing crash, foreclosure wave, or 3% mortgage rates returning? Best Option Mortgage breaks down what's not actually going to happen in today's market — and how programs like Home 100 can help you buy with confidence.

Best Option Mortgage
April 10, 2026

Don't Let Home Price Headlines Fool You: What 2026 Buyers Need to Know

Best Option Mortgage
April 10, 2026
Don't Let Home Price Headlines Fool You: What 2026 Buyers Need to Know

Scary home price headlines making you second-guess your homebuying plans? Best Option Mortgage breaks down what the news really means, what it doesn't, and how programs like Home 100 can help you buy with confidence in 2026.

Best Option Mortgage
April 3, 2026

Down Payment Myths Debunked: What First-Time Homebuyers Need to Know in 2026

Best Option Mortgage
April 3, 2026
Down Payment Myths Debunked: What First-Time Homebuyers Need to Know in 2026

Think you need 20% down to buy a home? Think again. Best Option Mortgage debunks the biggest down payment myths and reveals programs like Home 100 that offer up to 100% financing with down payment assistance.

Best Option Mortgage
March 27, 2026

Mortgage Rates Are All Over the Place: Here’s What You Can Actually Control

Best Option Mortgage
March 27, 2026
Mortgage Rates Are All Over the Place: Here’s What You Can Actually Control

Mortgage rates are unpredictable, but you can still take control. Learn how to position yourself to secure the best mortgage in today’s market.

Best Option Mortgage
March 20, 2026

Titan MD Program: 100% Financing for Medical Professionals

Best Option Mortgage
March 20, 2026
Titan MD Program: 100% Financing for Medical Professionals

Titan MD program offers 100% financing, no MI, and allows qualification using projected income—ideal for new medical professionals.

Best Option Mortgage
March 13, 2026

DSCR for short term rental: How to Qualify Using Airbnb & VRBO Income

Best Option Mortgage
March 13, 2026
DSCR for short term rental: How to Qualify Using Airbnb & VRBO Income

Learn how DSCR for short term rental allows investors to qualify using Airbnb and VRBO income instead of traditional employment documentation.

Best Option Mortgage
March 6, 2026

FHA P&L: A Smarter Way for Self-Employed Borrowers to Qualify for an FHA Loan

Best Option Mortgage
March 6, 2026
FHA P&L: A Smarter Way for Self-Employed Borrowers to Qualify for an FHA Loan

Discover how FHA P&L allows self-employed borrowers to qualify for an FHA loan using a CPA-prepared profit and loss instead of tax returns.

Best Option Mortgage
February 27, 2026

New Construction Homes for Move Up Buyers

Best Option Mortgage
February 27, 2026
New Construction Homes for Move Up Buyers

Discover why move up buyers are choosing new construction homes for modern features, incentives, and long term value with Best Option Mortgage.

Best Option Mortgage
February 20, 2026

Home Pricing Strategy That Sells

Best Option Mortgage
February 20, 2026
Home Pricing Strategy That Sells

Learn how the right home pricing strategy can attract buyers, protect equity, and maximize your sale with expert guidance from Best Option Mortgage.

Best Option Mortgage
February 13, 2026

Townhomes for First Time Buyers

Best Option Mortgage
February 13, 2026
Townhomes for First Time Buyers

Discover why townhomes for first time buyers offer affordability, low maintenance, and smart equity growth with guidance from Best Option Mortgage.

Best Option Mortgage
February 6, 2026

Home Equity Loans Guide

Best Option Mortgage
February 6, 2026
Home Equity Loans Guide

Discover how home equity loans can help you fund renovations, consolidate debt, or invest wisely with guidance from Best Option Mortgage.

Best Option Mortgage
February 2, 2026

California Dream For All Explained (And Why Home100 May Be the Better Option for Today’s Buyers)

Best Option Mortgage
February 2, 2026
California Dream For All Explained (And Why Home100 May Be the Better Option for Today’s Buyers)

Thinking about California Dream For All? Learn how the shared appreciation loan works, its long-term costs, and how Home100 may offer a better path to homeownership—nationwide.

Best Option Mortgage
January 30, 2026

Rising Foreclosure Headlines Aren’t a Red Flag

Best Option Mortgage
January 30, 2026
Rising Foreclosure Headlines Aren’t a Red Flag

Rising foreclosure headlines aren’t a red flag. Here’s why the 2026 housing market remains strong and what today’s homeowners need to understand.

Best Option Mortgage
January 23, 2026

Mortgage Rates Recently Hit a 3-Year Low

Best Option Mortgage
January 23, 2026
Mortgage Rates Recently Hit a 3-Year Low

Mortgage rates recently hit a 3-year low. Here’s why it still matters and how you can take advantage of lower rates before conditions shift again.

Best Option Mortgage
January 16, 2026

The Credit Score Myth That’s Holding Buyers Back

Best Option Mortgage
January 16, 2026
The Credit Score Myth That’s Holding Buyers Back

The credit score myth that’s holding buyers back could be stopping you from owning a home. Discover what you really need to qualify for a mortgage in 2026.

Best Option Mortgage
January 9, 2026

Why Pre-Approval Should Be Your First Step

Best Option Mortgage
January 9, 2026
Why Pre-Approval Should Be Your First Step

Why pre-approval should be your first step in the homebuying process. Get ahead of other buyers and strengthen your offer with a real mortgage strategy.

Best Option Mortgage
January 2, 2026

More Buyers Are Planning to Move in 2026

Best Option Mortgage
January 2, 2026
More Buyers Are Planning to Move in 2026

More buyers are planning to move in 2026. Learn how to attract motivated homebuyers, position your property, and take advantage of rising buyer demand.

Best Option Mortgage
December 26, 2025

7 Ways to Stretch Your Homebuying Options Without Stretching Your Budget

Best Option Mortgage
December 26, 2025
7 Ways to Stretch Your Homebuying Options Without Stretching Your Budget

Learn how to stretch your homebuying options without stretching your budget—strategies for smart buyers to maximize value with Best Option Mortgage.

Best Option Mortgage
December 20, 2025

January Might Be The Best Time to Buy a Home — Here’s Why

Best Option Mortgage
December 20, 2025
January Might Be The Best Time to Buy a Home — Here’s Why

Discover why January might be the best time to buy a home — less competition, motivated sellers, and potential savings make winter buying a smart strategy with Best Option Mortgage.

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Best Option Mortgage DBA ML Mortgage, 8280 Aspen Avenue, Rancho Cucamonga, CA, 91730, United States9099006909bestoption@mlmortgage.net

(909) 900-6909

8280 Aspen Ave Suite 175,
Rancho Cucamonga, CA 91730

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Wednesday - 9:00 am - 6:00 pm
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(For licensing information go to www.nmlconsumeraccess.org)