Mortgage Calculators
Pick a calculator, run your numbers, and get a personalized quote from a Best Option Mortgage loan advisor.
Mortgage Payment Calculator
Estimate your monthly payment, including principal, interest, taxes and insurance.
How Much Home Can I Afford?
See a price range based on your income, debts and down payment.
Refinance Calculator
Compare your current mortgage with a new loan and see your break-even point.
Rent vs Buy Calculator
Compare the total cost of renting versus owning over the years you plan to stay.
Fixed vs Adjustable Rate Calculator
Compare a fixed-rate loan with an adjustable-rate mortgage (ARM) side by side.
Bi-Weekly Payments Calculator
See how paying half your monthly payment every two weeks pays your loan off faster.
Extra Payments Calculator
See how a little extra each month shortens your loan and cuts interest.
Buydown Calculator
See your payments with a temporary rate buydown and the funds needed to cover it.
Discount Points Calculator
Find out if paying points up front for a lower rate is worth it for you.
Estimates are for informational purposes only. Best Option Mortgage is a DBA of ML Mortgage Corp. ML Mortgage Corp. is a state-licensed mortgage lender, NMLS ID #362312, licensed by the CA Department of Financial Protection and Innovation under the Finance Lenders Law, License #60DBO69831. For other states, visit www.mlmortgage.net. To verify licenses, visit www.nmlsconsumeraccess.org. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. © 2026 ML Mortgage Corp. All rights reserved.