Terms of Service

Last Updated: August 15, 2025

Welcome to the Best Option Mortgage (“Company,” “we,” “our,” “us”) website (“Site”). By accessing or using our Site, you agree to comply with and be bound by these Terms of Service (“Terms”). Please read them carefully.

1. Company Information

Best Option Mortgage provides mortgage origination and related services to clients nationwide. We are licensed as required by federal and state laws, and operate in compliance with applicable mortgage lending, consumer protection, and fair housing regulations.

2. Use of This Website

You agree to use this Site solely for lawful purposes and in compliance with all applicable federal, state, and local laws and regulations, including but not limited to:

  • Truth in Lending Act (TILA)

  • Real Estate Settlement Procedures Act (RESPA)

  • Equal Credit Opportunity Act (ECOA)

  • Fair Housing Act (FHA)

  • Gramm–Leach–Bliley Act (GLBA)

  • Applicable state mortgage licensing laws

3. No Guarantee of Loan Approval or Terms

All loan programs, interest rates, and terms referenced on this Site are subject to change without notice and are based on borrower qualification, underwriting guidelines, and lender approval. Nothing on this Site constitutes a commitment to lend or an offer to extend credit. Final approval is contingent upon verification of information, satisfaction of all conditions, and compliance with applicable laws.

4. Communication Consent

By providing your contact information, including your phone number and/or email address, you expressly consent to receive communications from Best Option Mortgage related to your inquiry, application, or mortgage needs via:

  • Phone calls (including those made using an automatic telephone dialing system or prerecorded/artificial voice messages)

  • Text messages (SMS/MMS)

  • Email

Message frequency will vary. Standard message and data rates may apply. You may opt out at any time by:

  • Replying “STOP” to any text message

  • Clicking the “unsubscribe” link in any email

  • Contacting us directly at (909) 900-6909

Your consent to be contacted is not a condition of purchasing any goods or services.

5. Privacy and Data Protection

Your privacy is important to us.

  • We do not sell, rent, or share your personal information with third-party marketing companies unrelated to the mortgage process.

  • We may share your information only with trusted service providers, partners, and lenders as necessary to process your loan application, provide services, or comply with legal obligations.

  • We safeguard your data in compliance with the Gramm–Leach–Bliley Act (GLBA) and other applicable privacy regulations.

  • Please review our Privacy Policy for full details on how we collect, use, and protect your information.

6. Fair Lending & Equal Housing Statement

We are an Equal Housing Lender. We do not discriminate based on race, color, religion, national origin, sex, marital status, age, familial status, disability, or because all or part of your income comes from any public assistance program.

7. Accuracy of Information

We make reasonable efforts to ensure that the information provided on this Site is accurate; however, we do not guarantee that all content is current, complete, or error-free. You are responsible for verifying any information before relying on it.

8. Third-Party Links

Our Site may contain links to third-party websites for convenience. We do not control or endorse these sites and are not responsible for their content, privacy practices, or terms of use.

9. Intellectual Property

All content, trademarks, and materials on this Site are owned or licensed by Best Option Mortgage and protected by applicable intellectual property laws. You may not copy, reproduce, or distribute any material from this Site without our prior written consent.

10. Limitation of Liability

To the maximum extent permitted by law, Best Option Mortgage is not liable for any direct, indirect, incidental, or consequential damages arising from your use of this Site or reliance on any information provided herein.

11. Governing Law

These Terms are governed by the laws of the state in which Best Option Mortgage is headquartered, without regard to conflict-of-law provisions.

12. Changes to These Terms

We reserve the right to update or modify these Terms at any time. The updated Terms will be posted on this page with the revised effective date. Continued use of our Site after such changes constitutes acceptance of the new Terms.

13. Contact Information

Best Option Mortgage
8280 Aspen Ave, Suite 175
Rancho Cucamonga, CA 91730
Phone: (909) 900-6909

Licensing Disclosure:
Best Option Mortgage is a DBA of ML Mortgage Corp. ML Mortgage Corp. is a state-licensed mortgage lender, NMLS ID #362312, licensed by the CA Department of Financial Protection and Innovation under the Finance Lenders Law, License #60DBO69831. For other states, visit www.mlmortgage.net. To verify licenses, visit www.nmlsconsumeraccess.org.

All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. © 2025 ML Mortgage Corp. All rights reserved.

 
 

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