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Resources To Support Those Affected By The L.A. Fires

Freddie Mac’s relief program includes up to 12 months of mortgage forbearance with no late fees or penalties. If your property or employment has been affected, relief options are available.

In response to the devastating wildfires in California, the Biden administration has announced immediate relief for affected homeowners. This includes a 90-day foreclosure moratorium on Federal Housing Administration (FHA) loans and additional disaster assistance programs.

While recent years have seen higher mortgage rates, the tide may finally be turning, creating new opportunities for homeowners and aspiring buyers alike.

Let’s dive into the key predictions for the 2025 housing market and why this could be the perfect time to consider purchasing your dream home.

The year 2025 is shaping up to be a promising one for prospective homebuyers. With predictions of more available homes and slightly lower mortgage rates, the housing market could provide exciting opportunities for those ready to take the leap. However, rising home prices remain a factor, so preparation and strategy will be key to securing the best deal.

As 2024 wraps up, all eyes are on the 2025 housing market forecast. Whether you're planning to buy your first home, sell a property, or continue renting, understanding what lies ahead can help you make informed decisions. Based on insights from Realtor.com, Redfin, and other industry experts, here’s what you can expect.

The Federal Housing Finance Agency (FHFA) has announced new loan limits for 2025, and they’re higher than ever, giving homebuyers increased opportunities to purchase their dream homes without stepping into jumbo loan territory. Let’s dive into the details and why this is fantastic news for borrowers.

Celebrate Thanksgiving by reflecting on the blessings of homeownership. Discover how owning a home brings stability, pride, and growth—perfect for creating cherished holiday memories

Discover five reasons homebuyers can be thankful this Thanksgiving! From easing market conditions to growing equity and innovative mortgage programs, there’s plenty to celebrate in 2024.

Imagine waking up on a chilly winter morning, sipping hot cocoa, and decorating your own space with twinkling lights—all without having to worry about your first mortgage payment until 2025. Sounds too good to be true? It’s not!

Both FHA and conventional mortgages offer options for borrowers looking to rebuild. Here’s what you need to know about the waiting periods for applying after common financial setbacks.

But you know what’s scarier than a ghostly ghoul lurking in the shadows? Shopping for a house without a mortgage pre-approval!

An FHA mortgage is a home loan backed by the Federal Housing Administration. It’s designed to make homeownership more accessible, especially for first-time buyers or those with less-than-perfect credit. The FHA’s backing means lenders can offer these loans with lower down payment requirements and more flexible credit standards, giving more people a shot at homeownership.

This guide will walk you through the homebuying journey in California, from getting pre-approved for a mortgage to closing and getting the keys to your new home. Ready to get started? Let’s dive in!

Jumbo Mortgages allow you to borrow more, making it possible to purchase higher-value properties, particularly in areas with pricier real estate markets.

Enter side gigs. These flexible opportunities can help you bring in some extra cash without having to give up your day job. Whether you're a social butterfly, a creative genius, or a numbers whiz, there's a gig out there waiting for you. Let’s dive into how you can start this exciting adventure!

Owning a home comes with a lot of responsibility, but there are a few mortgage hacks that savvy homeowners can use to save money and pay off their homes faster. These hacks aren’t just gimmicks—they’re proven strategies that can reduce your financial burden and even help you build wealth over time.

Adding someone to the title of your home might seem like a straightforward way to share ownership or prepare for the future, but it’s important to understand the potential financial consequences.

If you and your spouse have a mortgage, you may be wondering what happens to that mortgage if you're getting divorced. There are a few common scenarios and options available, depending on your individual situation and your financial goals.